Disclosures

Advisory Services through Altruist Financial offered through Reflective Wealth Planning (“RWP”), a registered investment adviser.  Advisory Services through Fidelity offered through Sowell Management (“Sowell”), a registered investment adviser.

For more information on Sowell Management, please visit:

https://www.sowellmanagement.com/compliance-documents/

For more information on Reflective Wealth, please visit:

https://adviserinfo.sec.gov/firm/summary/317997

This site has been designed for informational purposes only and does not constitute an offer to sell or a solicitation of an offer to buy any security which may be referenced on the site. Such offers can only be made where lawful under applicable law. RWP does not intend to provide investment advice through this site and does not represent the securities or services discussed that are suitable for any investor. Investors are not advised to rely on any information contained in the site in the process of making a fully informed investment decision. RWP and this site do not intend to render tax or legal advice. Certain portions of this website (i.e. newsletters, articles, commentaries, etc.) may contain a discussion of and/or provide access to RWP (and those other investment and non-investment professionals) positions and/or recommendations of a specific prior date. Due to various factors, including changing market conditions, such discussions may no longer be reflective of current position(s) and/or recommendation(s).   

At certain places on our website, we offer direct access or ‘links’ to other internet websites. These sites contain information that has been created, published, maintained, or otherwise posted by institutions or organizations independent of RWP.  RWP does not endorse, approve, certify or control these websites and does not assume responsibility for the accuracy, completeness, or timeliness of the information located there. Visitors to these websites should not use or rely on the information contained therein until consulting with an independent finance professional. RWP does not necessarily endorse or recommend any commercial product or service described on these websites. 

Social Media Disclosure

RWP participates on social media platforms to inform and engage with clients. We encourage everyone participating in our communities to act in good faith. No posts or comments can be unlawful, offensive, abusive, or profane. Post honestly and clearly. RWP goes to great lengths to post accurate information in our channels. Be aware of how user information is shown and used on any social media site you visit. And remember, for your own security, you should never communicate any personal or account information using these channels.

Please also understand that RWP reserves the right to remove any content that, in either our view or from a regulatory perspective, violates our community standards or is objectionable.

Content posted on RWP’s social media channels are for informational purposes only.  The contents of these channels should not be construed as a recommendation or personalized advice, and the information alone cannot and should not be used in making investment decisions.  Investors should carefully consider the investment objectives, risks, charges, and expenses associated with any investment.  Always consult with a qualified tax advisor, legal advisor, CPA, Financial Planner, or Investment Manager pertaining to your individual situations. 

Social Media Privacy and Safety

Please understand that RWP is not part of Facebook, LinkedIn, Instagram or YouTube and have no control over how these and any other third-party sites use the information you share. Whenever you engage with any social media channels, you should be familiar with individual social media site privacy/security policies and how site account settings work. Remain aware of how your information may be displayed and used throughout the site. For your own security, you should never communicate any personal or account information on any social media site.

RWP, Sowell Management and third parties acting on its behalf reserve the right, to the extent permitted under applicable law, to process, retain, and monitor all electronic communications (including personally identifiable information). By sending direct messages and/or posting comments, you consent to such processing, retention, and monitoring.

Likes, Endorsements, and Third Parties

RWP social media channels may follow another user, share, or provide hyperlinks to third-party content, and/or “like/favorite” third-party content. Doing so intends to provide additional perspective and should not be considered as an endorsement of any services, products, guidance, individuals, or points of view outside of RWP. All content distributed through RWP’s social media channels are intended for U.S. residents only.

Information shared from third-party sources is for informational purposes only, does not constitute investment advice, and is not intended as an endorsement of any investment or recommendation.  While RWP believes information derived from third-party sources to be accurate and reliable, we do not claim or have responsibility for its completeness, accuracy, or reliability. Statements of future expectations, estimates, projections, and other forward-looking statements are based on available information at the time of these statements. Accordingly, such statements are inherently speculative as they are based on assumptions that may involve known and unknown risks and certainties. Actual results, performance or events may differ materially from those expressed or implied in such statements. Past performance of investments is no indication of future results.

Whenever a third-party posts content to our social media properties, this information remains the responsibility of the party submitting the content and does not represent RWP’s viewpoints or serve as an indication or guarantee of future results.  Posts by others that describe opinions, views, or experiences may not be representative or indicative of another’s personal experience. Followers and commentors who have a business relationship with RWP or other beneficial interest in commenting should be aware that they may have obligations to disclose that relationship or interest in their posts.

RWP reserves the right to remove comments received from third parties based on its established criteria.